1. Minimum transaction using Atome: IDR 100,000

  2. Maximum transaction using Atome based on user’s credit limit

  3. As long you have ongoing bills, you will need to pay Membership Fee of Rp 25.000 (flat) once per month

  4. If you are late in paying bills, you will be charged with late fees as follows:

  5. Late fee for 3x installment

    Due per Day Late fees (Accumulation)
    1 50.000
    7 30.000

    Note: If you are 8 days late from the due date, the total late fee that you must pay is IDR 80,000.

  6. Installment using Atome cannot be combined with other ongoing promotions at MASARISHOP.COM.

  7. These terms and conditions are prone to change at any time according to the Atome’s Service Policy

  8. For more information about Atome's installment services, please contact